AIM is the official New Jersey PTA insurance broker for New Jersey PTA units and councils. AIM is available to answer any of your insurance-related questions at any time.
Why Does My PTA Need Insurance?
The number one question that most PTAs face today is “Why does my Association need insurance?” That’s a great question and one that every PTA should ask itself. There are many misconceptions about insurance when it comes to PTAs. Did you know that, as an individual member or officer of your Association, you could be held personally liable for an accident that occurs at one of your events? Personal Liability means that your personal assets could be at risk if you were sued because of something that happened at one of your Association’s events. Are you willing to put your checking account, your savings account, possibly your 401k or other assets at risk for your Association?
- Protection from financial loss in the event of a claim
- General liability and accident medical coverage in case of injury
- Protect your property and funds from theft, embezzlement or loss
- Directors and Officers Liability safeguards officers from legal action
Insurance not only protects your Association but also protects you as an individual, especially when there is limited coverage through your homeowner’s insurance. This Insurance Guide will walk you through the risks that you are exposed to as a PTA, ways to reduce that liability, and how insurance policies can protect your PTA and its members, should something happen at one of your events.
You can read the New Jersey PTA Insurance Guide here!
Affordable insurance tailored to your PTA
Your PTA makes a difference in the lives of the next generation – but your activities also create substantial liability and put you at risk for loss due to theft, injury, property damage, and many other issues. That’s why AIM has created an affordable insurance program specifically tailored to the needs of PTA’s like yours.
We make it easy for your PTA to obtain quality insurance covering everything from liability to property and more. When you obtain insurance through AIM, you can rest assured that you are protected from potentially catastrophic financial losses that can result from claims related to the various events organized by your PTA
FAQs of PTA Insurance
Aren’t we covered under the school policy?
We are just a parent group; who would sue us?
